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Terms of Service

Last updated: April 2026

Acceptance

By creating an account or using Thumbcept, you agree to these terms. If you do not agree, do not use the service.

The service

Thumbcept is an AI-powered thumbnail generation tool. You provide a video topic or hook text; we generate thumbnail concept images using third-party AI models. Output quality may vary and is not guaranteed.

Credits

  • Credits are consumed when you generate or refine thumbnails. Initial generation costs 2 credits and produces 4 concepts. Refinement costs 1–2 credits depending on options selected.
  • Credits are purchased in one-time packs and do not expire.
  • 4 free credits are granted on signup.

Refund policy

Because credits are digital goods consumed immediately upon use, credits that have been used are non-refundable.

If you have purchased a credit pack and have not used any of those credits, you may request a full refund within 14 days of purchase by contacting us at support@thumbcept.com with your purchase email. Refunds are issued at our discretion and to the original payment method via Stripe.

If a technical error on our end results in credits being deducted without a successful generation, we will restore those credits upon request.

Acceptable use

You agree not to:
  • Use the service to generate content that is illegal, hateful, sexually explicit, or violates third-party rights.
  • Attempt to reverse-engineer, scrape, or abuse the API.
  • Upload face images of people without their consent.
  • Resell or redistribute access to the service.

Intellectual property

You retain ownership of any images you generate. You grant us no license to use your generated content. We claim no ownership over your outputs.

Disclaimers

The service is provided "as is" without warranty of any kind. We do not guarantee that AI-generated thumbnails will perform well on YouTube or meet your expectations. We are not responsible for content decisions made using our outputs.

Limitation of liability

To the maximum extent permitted by law, Thumbcept's total liability for any claim arising from use of the service is limited to the amount you paid in the 30 days preceding the claim.

Changes

We may update these terms. Material changes will be communicated via email or an in-app notice. Continued use after changes constitutes acceptance.

Contact

Questions? Email us at support@thumbcept.com.